James Turner Insurance
James Turner Insurance Services
James and Margie Turner
Direct (214)  399-3975
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Your licensed insurance agent can…

Help you understand plans that are not on a government exchange or healthcare gov.

Recommend a plan based on your individual needs – not the “average person’s” needs

Just call 214-399-3975 , and we’ll be more than happy to answer your questions and get you on your way to finding the affordable health insurance you’ve been waiting for. 
Act as your advocate if you have a problem with your insurance company.

What’s the difference between a licensed agent and a broker?
A licensed agent may represent one or more health insurance companies and may sometimes be employed by a health insurance broker.

A broker usually represents multiple health insurance companies, which gives the broker and their agents more ways to help a customer secure the insurance plan that best meets their needs. 


But does a licensed agent mean additional fees?
No. It’s important to know that the cost of your health insurance plan does not change if a broker or an agent helps you enroll in a plan. They may earn a commission from the insurance provider, but won’t take a penny out of your pocket. This just means they’re extra incentive to match you up with the company that’s going to be the best fit for a long-term partnership. That way, everybody wins. 

If you had any changes like these in your hold house, It could cause a special enrollment period for you.

 
You were homeless
You received a shut-off notice from a utility company
You recently experienced domestic violence
You had medical expenses you couldn’t pay in the last 24 months
You were evicted in the past 6 months, or were facing eviction or foreclosure
You recently experienced the death of a close family member
You filed for bankruptcy in the last 6 months
You experienced a fire, flood, or other natural human-caused disaster that caused substantial damage to your property

 



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