Medicare Supplement Plans
Do you have medicare?
Do you need additional benefits?
Did you know medicare doesn't cover dental.
Medicare Advantage plans provide more benefits than the original Medicare plan. When one of these plans is chosen, aa Medicare Supplement policy is not needed and clients may have a lower premium or no premiums. In fact, some Medicare Advantage Plans even pay back part of Medicare Part B premiums directly to the client.
Medicare Supplement (also known as "Medigap") is private insurance coverage specifically designed to complement Medicare coverage. There are 14 Med Supp plans (A thru N) available in the United States, although all plans are not necessarily available in all the states. Each of these policies has a slightly different set of benefits, to suit the needs of the specific client. These plans are increasingly popular with seniors to cover coinsurance and some deductibles not covered by Medicare.
Long/Short Term Care
Long term care insurance helps saves you from having to depend on your family for continuing care or financial assistance. It provides professional care from licensed care-givers at home as well as in many types of care facilities. This valuable coverage can make your time with your loved ones more rewarding and enjoyable with the
protection and peace of mind it provides.