PRIVACY STATEMENT
Your privacy is very important to us, and we will treat your data with care and respect. We know that you care how information and data about you is collected, used and shared. This Privacy Statement describes our privacy policy and details how we collect, use, and/or disseminate the information you provide. We reserve the right change this Statement at any time and urge you to review our Statement regularly to familiarize yourself with any changes.
By visiting our website, using our products/services, and/or by voluntarily submitting information to us via online forms, advertisement responses, and/or electronic mail, you are accepting the practices described in this Privacy Statement.
Information Collection and Use
Registration In order to use this Web site, a user MAY first complete the registration form. During registration a user [is required to] give[s] contact information (such as name and email address). We use this information to contact the user about services on our site for which he has expressed interest. It isoptional for the user to provide demographic information (such as income level and gender), and unique identifiers (such as, username and password), but encouraged so we can provide a more personalized experience on our site. If a person or company chooses to enroll in our network marketing business opportunity, we are require to collect the persons/user’s social security number and if a company, we are required to collect their EIN number. These numbers are required to comply with IRS requirements and to provide this information to our associated network marketing business.
Order We request information from the user on our order form. A user must provide contact information (such as name, email, and shipping address) and financial information (such as credit card number, expiration date). This information is used for billing purposes and to fill customer’s orders. In addition, this information is given to the network marketing company for the purpose of enrollment and processing orders. If we have trouble processing an order, the information is used to contact the user.
Information Use
We will use personal information that we gather about you to provide the services that you have requested. We will use the information gathered about you to share more information about our business in an attempt to convince you to make a purchase from us or our associated companies.
Profile We store information that we collect through cookies, log files, clear gifs, and/or third parties to create a profile of our users. A profile is stored information that we keep on individual users that details their viewing preferences. Consequently, collected information is tied to the users personally identifiable information to provide offers and improve the content of the site for the user. This profile is used to tailor a user’s visit to our Web site, and to direct pertinent marketing promotions to them. We do not share your profile with other third parties. Your profile is shared together with your personally identifiable information. YOUR PAYMENT INFORMATION, SOCIAL SECURITY OR EIN NUMBER IS NEVER SHARED FOR ANY REASON WITH ANY OUTSIDE THIRD PARTY UNLESS REQUIRED BY LAW, EXCEPT FOR THE PURPOSE OF ENROLLMENT IN OUR MLM OPPORTUNITES.
Log Files Like most standard Web site servers we use log files.This includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and number of clicks to analyze trends, administer the site, track user’s movement in the aggregate, and gather broad demographic information for aggregate use. IP addresses, etc. are not linked to personally identifiable information. [IP addresses are tied to personally identifiable information to enable our Web-based service
Communications from the Site
Special Offers and Updates We send all new members a welcoming email to verify password and username. Established members will occasionally receive information on products, services, special deals, and a newsletter. Out of respect for the privacy of our users we present the option to not receive these types of communications.
Newsletter If a user wishes to subscribe to our newsletter, we ask for contact information such as name and email address. Out of respect for our users privacy we provide a way to opt-out of these communications.
Service Announcements On rare occasions it is necessary to send out a strictly service related announcement. For instance, if our service is temporarily suspended for maintenance we might send users an email. Generally, users may not opt-out of these communications, though they can deactivate their account. However, these communications are not promotional in nature. [Users may opt-out of these communications. Please see our Choice and Opt-out section.]
Sharing
Legal Disclaimer Though we make every effort to preserve user privacy, we may need to disclose personal information when required by law wherein we have a good-faith belief that such action is necessary to comply with a current judicial proceeding, a court order or legal process served on our Web site.
We cannot ensure that all of your private communications and other personally identifiable information will never be disclosed in ways not otherwise described in this Privacy Statement. For example, we may be forced to disclose information to the government or third parties under certain circumstances, or third parties may unlawfully intercept or access transmissions or private communications. We can (and you authorize us to) disclose any information about you to law enforcement or other government officials as we, in our sole discretion, believe necessary or appropriate.
Choice/Opt-outOur users are given the opportunity to ‘opt-out’ of having their information used for purposes not directly related to our site only by completely opting-out of our service and/or cancelinga paid subscription to our service.
Users who no longer wish to receive our newsletter and promotional communications may opt-out of receiving these communications by following the unsubscribe instructions sent with every email.
Surveys & Contests From time-to-time our site requests information from users via surveys or contests. Participation in these surveys or contests is completely voluntary and the user therefore has a choice whether or not to disclose this information.The requested information typically includes contact information (such as name and shipping address), and demographic information (such as zip code). Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site. Users’ personally identifiable information is not shared with third parties unless we give prior notice and choice. Though we may use an intermediary to conduct these surveys or contests, they may not use users’ personally identifiable information for any secondary purposes.
Children’s privacy Protecting the privacy of the young is important to us. Therefore, you cannot use this site if you are not 18 years old. If you are not 18 years old you are not permitted to access this website for any reason. Because of this, we never knowingly collect or maintain information at our website from those we actually know are under 18, and no part of our website is structured to attract anyone under the age of 18.
Telecommunications privacy Protecting the privacy of your telecommunications information is important to us. When members or prospects make phone calls to telecommunication services provided by us, we may track information about the name, phone number, and other information about the calling party. In addition, we may gather information about telecommunication services used by our members. By contacting us via telephone you are allowing us to contact you even if your phone number is on any legal DNC (do not call) lists.
Security This Web site takes every precaution to protect our users’ information. When users submit sensitive information via the Web site, their information is protected both online and off-line.
When our registration/order form asks users to enter sensitive information (such as credit card number and/or social security number), that information is encrypted and is protected with the best encryption software in the industry - SSL.While on a secure page, such as our order form, the lock icon on the bottom of Web browsers such as Netscape Navigator and Microsoft Internet Explorer becomes locked, as opposed to un-locked, or open, when users are just ‘surfing’.
If users have any questions about the security at our Web site, users can send an email to jamesturnerinsurance@gmail.com
Correcting/Updating/Deleting/Deactivating Personal Information If a user’s personally identifiable information changes (such as zip code, phone, email or postal address), or if a user no longer desires our service, we provide a way to correct, update or delete/deactivate users’ personally identifiable information. This can usually be done a by emailing our Customer Support at jamesturnerinsurance@gmail.com
Notification of Changes If we decide to change our privacy policy, we will post those changes to this privacy statement in places that we deem appropriate.We will use information in accordance with the privacy policy under which the information was collected.
If, however, we are going to use users’ personally identifiable information in a manner different from that stated at the time of collection we will notify users via email. Users will have a choice as to whether or not we use their information in this different manner.However, if users have opted out of all communication with the site, or deleted/deactivated their account, then they will not be contacted, nor will their personal information be used in this new manner. In addition, if we make any material changes in our privacy practices that do not affect user information already stored in our database, we will post a prominent notice on our Web site notifying users of the change. In some cases where we post a notice we will also email users, who have opted to receive communications from us, notifying them of the changes in our privacy practices.
Contact Information If users have any questions or suggestions regarding our privacy policy, please contact us at:
jamesturnerinsurance@gmail.com
Your privacy is very important to us, and we will treat your data with care and respect. We know that you care how information and data about you is collected, used and shared. This Privacy Statement describes our privacy policy and details how we collect, use, and/or disseminate the information you provide. We reserve the right change this Statement at any time and urge you to review our Statement regularly to familiarize yourself with any changes.
By visiting our website, using our products/services, and/or by voluntarily submitting information to us via online forms, advertisement responses, and/or electronic mail, you are accepting the practices described in this Privacy Statement.
Information Collection and Use
Registration In order to use this Web site, a user MAY first complete the registration form. During registration a user [is required to] give[s] contact information (such as name and email address). We use this information to contact the user about services on our site for which he has expressed interest. It isoptional for the user to provide demographic information (such as income level and gender), and unique identifiers (such as, username and password), but encouraged so we can provide a more personalized experience on our site. If a person or company chooses to enroll in our network marketing business opportunity, we are require to collect the persons/user’s social security number and if a company, we are required to collect their EIN number. These numbers are required to comply with IRS requirements and to provide this information to our associated network marketing business.
Order We request information from the user on our order form. A user must provide contact information (such as name, email, and shipping address) and financial information (such as credit card number, expiration date). This information is used for billing purposes and to fill customer’s orders. In addition, this information is given to the network marketing company for the purpose of enrollment and processing orders. If we have trouble processing an order, the information is used to contact the user.
Information Use
We will use personal information that we gather about you to provide the services that you have requested. We will use the information gathered about you to share more information about our business in an attempt to convince you to make a purchase from us or our associated companies.
Profile We store information that we collect through cookies, log files, clear gifs, and/or third parties to create a profile of our users. A profile is stored information that we keep on individual users that details their viewing preferences. Consequently, collected information is tied to the users personally identifiable information to provide offers and improve the content of the site for the user. This profile is used to tailor a user’s visit to our Web site, and to direct pertinent marketing promotions to them. We do not share your profile with other third parties. Your profile is shared together with your personally identifiable information. YOUR PAYMENT INFORMATION, SOCIAL SECURITY OR EIN NUMBER IS NEVER SHARED FOR ANY REASON WITH ANY OUTSIDE THIRD PARTY UNLESS REQUIRED BY LAW, EXCEPT FOR THE PURPOSE OF ENROLLMENT IN OUR MLM OPPORTUNITES.
Log Files Like most standard Web site servers we use log files.This includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, platform type, date/time stamp, and number of clicks to analyze trends, administer the site, track user’s movement in the aggregate, and gather broad demographic information for aggregate use. IP addresses, etc. are not linked to personally identifiable information. [IP addresses are tied to personally identifiable information to enable our Web-based service
Communications from the Site
Special Offers and Updates We send all new members a welcoming email to verify password and username. Established members will occasionally receive information on products, services, special deals, and a newsletter. Out of respect for the privacy of our users we present the option to not receive these types of communications.
Newsletter If a user wishes to subscribe to our newsletter, we ask for contact information such as name and email address. Out of respect for our users privacy we provide a way to opt-out of these communications.
Service Announcements On rare occasions it is necessary to send out a strictly service related announcement. For instance, if our service is temporarily suspended for maintenance we might send users an email. Generally, users may not opt-out of these communications, though they can deactivate their account. However, these communications are not promotional in nature. [Users may opt-out of these communications. Please see our Choice and Opt-out section.]
Sharing
Legal Disclaimer Though we make every effort to preserve user privacy, we may need to disclose personal information when required by law wherein we have a good-faith belief that such action is necessary to comply with a current judicial proceeding, a court order or legal process served on our Web site.
We cannot ensure that all of your private communications and other personally identifiable information will never be disclosed in ways not otherwise described in this Privacy Statement. For example, we may be forced to disclose information to the government or third parties under certain circumstances, or third parties may unlawfully intercept or access transmissions or private communications. We can (and you authorize us to) disclose any information about you to law enforcement or other government officials as we, in our sole discretion, believe necessary or appropriate.
Choice/Opt-outOur users are given the opportunity to ‘opt-out’ of having their information used for purposes not directly related to our site only by completely opting-out of our service and/or cancelinga paid subscription to our service.
Users who no longer wish to receive our newsletter and promotional communications may opt-out of receiving these communications by following the unsubscribe instructions sent with every email.
Surveys & Contests From time-to-time our site requests information from users via surveys or contests. Participation in these surveys or contests is completely voluntary and the user therefore has a choice whether or not to disclose this information.The requested information typically includes contact information (such as name and shipping address), and demographic information (such as zip code). Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site. Users’ personally identifiable information is not shared with third parties unless we give prior notice and choice. Though we may use an intermediary to conduct these surveys or contests, they may not use users’ personally identifiable information for any secondary purposes.
Children’s privacy Protecting the privacy of the young is important to us. Therefore, you cannot use this site if you are not 18 years old. If you are not 18 years old you are not permitted to access this website for any reason. Because of this, we never knowingly collect or maintain information at our website from those we actually know are under 18, and no part of our website is structured to attract anyone under the age of 18.
Telecommunications privacy Protecting the privacy of your telecommunications information is important to us. When members or prospects make phone calls to telecommunication services provided by us, we may track information about the name, phone number, and other information about the calling party. In addition, we may gather information about telecommunication services used by our members. By contacting us via telephone you are allowing us to contact you even if your phone number is on any legal DNC (do not call) lists.
Security This Web site takes every precaution to protect our users’ information. When users submit sensitive information via the Web site, their information is protected both online and off-line.
When our registration/order form asks users to enter sensitive information (such as credit card number and/or social security number), that information is encrypted and is protected with the best encryption software in the industry - SSL.While on a secure page, such as our order form, the lock icon on the bottom of Web browsers such as Netscape Navigator and Microsoft Internet Explorer becomes locked, as opposed to un-locked, or open, when users are just ‘surfing’.
If users have any questions about the security at our Web site, users can send an email to jamesturnerinsurance@gmail.com
Correcting/Updating/Deleting/Deactivating Personal Information If a user’s personally identifiable information changes (such as zip code, phone, email or postal address), or if a user no longer desires our service, we provide a way to correct, update or delete/deactivate users’ personally identifiable information. This can usually be done a by emailing our Customer Support at jamesturnerinsurance@gmail.com
Notification of Changes If we decide to change our privacy policy, we will post those changes to this privacy statement in places that we deem appropriate.We will use information in accordance with the privacy policy under which the information was collected.
If, however, we are going to use users’ personally identifiable information in a manner different from that stated at the time of collection we will notify users via email. Users will have a choice as to whether or not we use their information in this different manner.However, if users have opted out of all communication with the site, or deleted/deactivated their account, then they will not be contacted, nor will their personal information be used in this new manner. In addition, if we make any material changes in our privacy practices that do not affect user information already stored in our database, we will post a prominent notice on our Web site notifying users of the change. In some cases where we post a notice we will also email users, who have opted to receive communications from us, notifying them of the changes in our privacy practices.
Contact Information If users have any questions or suggestions regarding our privacy policy, please contact us at:
jamesturnerinsurance@gmail.com